See if your money will last a lifetime
Plan your financial future with confidence. Model your income, spending, pensions, and investments from today through to retirement and beyond — with UK tax calculations built in.
Get Started — It's FreeModel your income & spending
Enter your salary, pensions, savings, and monthly outgoings. We'll project how they change over your lifetime.
See your future year by year
View charts and tables showing your net worth, cashflow, and assets from now until your chosen life expectancy.
UK tax calculations built in
Income tax, National Insurance, capital gains tax, and inheritance tax — all calculated automatically using current UK rates.
How It Works
Enter your details
Tell us about your income, spending, pensions, savings, and any debts. Takes about 15 minutes.
See your lifetime forecast
Instantly see charts and projections showing whether your money will last, year by year.
Adjust and optimise
Try different scenarios — retire earlier, save more, spend less. See the impact immediately.
Free to use. No credit card required. Your data is private.
Frequently Asked Questions
Ready to plan your financial future?
It only takes a few minutes to get started.
Get Started — It's Free